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Retail Merchants Association (RMA) was established in 1923 by a group of Lubbock merchants to provide services not available from another source at that time. Since its founding in 1923 it has grown and developed into a financially sound organization conducting business in a professional manner, that consists of many different services for area merchants.

RETAIL MERCHANTS ASSOCIATION OF LUBBOCK is a BBB Accredited Collection Agencies in Lubbock, TX

Equifax Sales Affiliate

You can get all of the credit information services you need from one central source - whether it's a single program or a combination of services. Either way, you'll receive powerful tools that will protect your business and help optimize the services you provide to your customers. Our marketing area includes,West Texas and the Oklahoma Panhandle. We are pleased to offer many products and services to solve all of your business needs.


InstaChek and Checkstar of West Texas is now a division of InstaChek of Abilene, TX (Feb 1, 2020)

InstaChek is a complete check collection and protection package that means less check loss and more profit to your business. The InstaChek service offers a cost effective means for the merchant to handle insufficient checks without the hassle of pursuing the check writer. With our service, the merchant simply allows us to receive the check from the bank then we begin the process of collecting the check for you. Once paid the merchant will receive the full face amount. We also offer check verification equipment to those merchants who wish to have it. There may be a small fee for this service, ask your sales person for more details. Our main objective is servicing your needs by working together to reduce the check abuse in our community. We would gratefully welcome the opportunity of servicing your company.

InstaChek of Abilene
PO Box 5296
Abilene, TX 79608-5296
800-588-0370
325-695-6501 (fax)
Physical - 4358 South Treadaway Blvd-79602
info@instachek.net

InstaChek of Abilene is a member of the CheckUp Check Authorization Network.

Retail Merchants Association
Box 2249
Lubbock, Texas 79408
E-mail